Calculator · Retirement
Retirement calculator: the corpus you may need, and the SIP to build it
Estimate your monthly expenses at retirement, the corpus that could fund them for as long as you plan, and the monthly SIP that could close the gap.
Retirement planning
Estimate the corpus you may need for retirement and the monthly SIP to build it.
Building to age 60
- Gap to fund
- ₹6.91 Cr
- Years to retirement
- 25 yrs
How this calculator works
Expenses at retirement
Today’s monthly expenses are increased by the assumed inflation rate every year until your retirement age.
Corpus needed
The corpus is the amount that could pay those expenses every month from retirement until the age you plan for, with withdrawals rising with inflation and the remaining corpus earning the assumed return after retirement.
Monthly SIP needed
Your existing savings are grown at the return before retirement. Any shortfall is the gap, and the calculator works out the monthly SIP that could build it by your retirement age.
Assumptions and limits
- Returns are assumed to be the same every year. Real returns vary from year to year and can be low or negative.
- Return assumptions are kept within the 2%–13% range that AMFI permits for illustrations. They are not forecasts or the returns of any scheme.
- Taxes, exit loads and other costs are not deducted.
- Past performance may or may not be sustained in future. Mutual Fund investments are subject to market risks; read all scheme related documents carefully.